Allentown, Bethlehem, and Lehigh Valley Pennsylvania real estate listings, home buying, selling and relocation information

All REALTORS® are NOT alike! Find out why I am a top real estate expert. Call me: 610-398-8408.

Home Owner Tax Tips
Three excellent publications from the IRS to help you understand recent tax changes re: relocation, 1st time home purchase, or sale of your home.
Find Out More >
View All Offers >

"We loved everything..."
“We loved everything; went through difficult issues with our new construction"
Dave & Nicole Cramer, Breinigsville
Read Quote >
View All Quotes >

Barb Bottitta is one of The Top Selling Real Estate Experts™
Find Out More >

Welcome > Main Sitemap

Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Barb Bottitta, a proven Allentown, Bethlehem, and Lehigh Valley, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.
Find Allentown, Bethlehem, and Lehigh Valley Homes - Find Allentown, Bethlehem, and Lehigh Valley, Pennsylvania real estate listings & homes for sale provided by Barb Bottitta, your local expert real estate agent.
For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Barb Bottitta, a proven Allentown, Bethlehem, and Lehigh Valley, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Barb Bottitta, a proven Allentown, Bethlehem, and Lehigh Valley, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.
Allentown, Bethlehem, and Lehigh Valley Information - Find local information on Allentown, Bethlehem, and Lehigh Valley, Pennsylvania including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Barb Bottitta, a proven NUMBER1EXPERT™ Top Selling real estate agent.
Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Barb Bottitta, a proven Allentown, Bethlehem, and Lehigh Valley, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.
About Barb Bottitta - Information about Barb Bottitta including testimonials, guarantees, credentials, and contact information. Learn why Barb Bottitta is a proven Allentown, Bethlehem, and Lehigh Valley, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the least affordable metropolitan housing market in the United States?
A	California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
See More Real Estate Trivia >

See the Nation's Top Rated: School Reports - Public, Private & Charter >

Web Design & Corporate Identity - Sayre Design
Sayre Design has been producing excellent corporate identity solutions for over 25 years serving many industries and activities.
Find Out More >
View All Affiliates >

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange of the Lehigh Valley Association of REALTORS Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Keller Williams Real Estate are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Barb Bottitta, REALTOR®, real estate agent for Allentown, Bethlehem, and Lehigh Valley Pennsylvania home listings and property for sale - NUMBER1EXPERT(tm)

Barb Bottitta CRS, GRI, ABR, SRS
Keller Williams Real Estate - PA Lic#: RS25844
40 S. Cedar Crest Blvd
Allentown, PA. 18104
KW Office: 610-435-1800
Home Office: 610-398-8408
Home Office Fax: 610-395-2548
KW Fax: 610-435-2800
Email: BottittaTeam@LVhomeExpert.com
PA License #: RS-168509L: **
"A Tradition of Trust, A Reputation for Results" Barb understands Real Estate from A to Z, from Amortization to Zoning, and she helps her clients understand it, too. Through a unique combination of devotion, compassion and good old-fashioned hard work, Barb has established a "Tradition for Trust" among Lehigh Valley families. She has used her singular marketing skills and vast negotiating experience to build a "Reputation for Results." And her years of experience combined with unrivaled knowledge of the Lehigh Valley real estate market have qualified Barb for "Number 1 Expert" status. You won't find another agent who's earned a more glowing reputation among REALTORS® in the Lehigh Valley and nationwide. Barb believes that her clients deserve nothing less than the best and from the starting line to the dotted line, you won't find another agent who works harder –or cares more – than Barb Bottitta.

www.LVHomeExpert.com is brought to you by Barb Bottitta
NUMBER1EXPERT™ in real estate for Lehigh Valley, Pennsylvania, selling homes, listing homes

"All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor Number1 Expert shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless."

Equal Housing Opportunity

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge