Lehigh Valley, PA, real estate, selling homes, listing homes - Barb Bottitta, REALTOR® Barb Bottitta REALTOR(r) for Allentown, Bethlehem, and Lehigh Valley, Pennsylvania real estate, selling homes, listing homes - NUMBER1EXPERT™ Barb Bottitta NUMBER1EXPERT(tm) for Allentown, Bethlehem, and Lehigh Valley, Pennsylvania real estate, selling homes, listing homes
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Barb Bottitta, REALTOR®, real estate agent for Allentown, Bethlehem, and Lehigh Valley Pennsylvania home listings and property for sale - NUMBER1EXPERT(tm)
All REALTORS® are NOT alike! Find out why I am a top real estate expert. Call me: 610-398-8408.
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Mortgage Calculators: Allentown, Bethlehem, and Lehigh Valley Pennsylvania home buying, real estate listings, and homes for sale in Lehigh                         County, PA
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Barb Bottitta, REALTOR®, real estate agent for Allentown, Bethlehem, and Lehigh Valley Pennsylvania home listings and property for sale - NUMBER1EXPERT(tm)
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange of the Lehigh Valley Association of REALTORS Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Keller Williams Real Estate are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Barb Bottitta CRS, GRI, ABR, SRS
Keller Williams Real Estate - PA Lic#: RS25844

40 S. Cedar Crest Blvd
Allentown, PA. 18104
KW Office: 610-435-1800
Home Office: 610-398-8408
Home Office Fax: 610-395-2548
KW Fax: 610-435-2800
Email: BottittaTeam@LVhomeExpert.com
PA License #: RS-168509L: **

"A Tradition of Trust, A Reputation for Results" Barb understands Real Estate from A to Z, from Amortization to Zoning, and she helps her clients understand it, too. Through a unique combination of devotion, compassion and good old-fashioned hard work, Barb has established a "Tradition for Trust" among Lehigh Valley families. She has used her singular marketing skills and vast negotiating experience to build a "Reputation for Results." And her years of experience combined with unrivaled knowledge of the Lehigh Valley real estate market have qualified Barb for "Number 1 Expert" status. You won't find another agent who's earned a more glowing reputation among REALTORS® in the Lehigh Valley and nationwide. Barb believes that her clients deserve nothing less than the best and from the starting line to the dotted line, you won't find another agent who works harder –or cares more – than Barb Bottitta.

CRSGRIABRREALTOREqual HousingePro


Keller Williams Real Estate real estate and homes for sale in Allentown, Bethlehem, and Lehigh Valley Pennsylvania

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NUMBER1EXPERT™ in real estate for Lehigh Valley, Pennsylvania, selling homes, listing homes

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