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All REALTORS® are NOT alike! Find out why I am a top real
estate expert. Call me: 610-398-8408. |

"Thank you for all your patience..." "You made this whole difficult change in my life as comfortable as it could have been..." Joanne Teel, Orefield, PA Read Quote > View All Quotes >
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Barb Bottitta is one of The Top
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Find Out About the Latest Lehigh Valley Area Homes for Sale Before Anyone Else! This web site allows me to add more photos and more information on my newest homes and other real estate listings. It can often be 24 hours or more before these listings appear in the national listings web sites ((Realtor.com, Yahoo.com). By signing up to receive my latest listings, I'll send you an email notice as soon as my latest homes for sale go online. You'll find out first, before other Lehigh Valley buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Just fill out the form to get started...  
Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What is the world's most expensive Monopoly set?
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San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots. |
See More Real Estate Trivia > |
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The
data relating to real estate for sale on this web site comes in part from the
Internet Data Exchange of the Lehigh Valley Association of REALTORS Multiple
Listing Service. Real Estate listings held by brokerage firms (licensees) other
than Keller Williams Real Estate are marked with the IDX logo and detailed
information about them includes the name of the listing brokers. The
information being provided is for consumers personal, non-commercial use and
may not be used for any purpose other than to identify prospective properties
consumers may be interested in purchasing. |
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